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Site Notice:

Western Premier Credit Union will be closed Monday, February 20, 2023 in observance of President's Day.

Check out our Career Opportunities page for current open positions.

Credit Cards

We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.

Personal CardsBusiness Cards

Personal

Low Rate Card

Extraordinary benefits2 with MasterCard® including:

  • Concierge Service
  • Price Protection
  • Baggage Delay Insurance
  • Car Rental Collision Damage Waiver Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance

Features

  • No annual fee
  • Low introductory rate for the first six months1
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at +1 (315) 710-0172.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Apply Now

Other fees may be charged, these fees are listed on the downloadable application.

1 Please see application for information about current APRs and fees.

2Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

Personal

World Card

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months 1
  • Competitive ongoing APR1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call +1 (315) 710-0172.
  • 24-hour toll-free live customer assistance available at +1 (315) 710-0172.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Apply Now

Other fees may be charged, these fees are listed on the downloadable application.

1 Please see application for information about current APRs and fees.

To Apply Now

  • Download the Personal Credit Card Application PDF.
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at +1 (315) 710-0172.
  • Or mail your completed application to:
    Card Service Center
    contact@westernpremiercu.com

Business

Standard Card

Extraordinary benefits2 with MasterCard® including:

  • Car Rental Collision Damage Waiver
  • Extended Warranty
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Roadside Assistance
  • Baggage Delay Insurance

Features

  • No annual fee.
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.

Benefits

  • 24-hour toll-free live customer assistance available at +1 (315) 710-0172.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.

Apply Now

Other fees may be charged, these fees are listed on the downloadable application.

1 Please see application for information about current APRs and fees.

2Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

Business

Preferred Points Rewards

Features

  • Earn one reward point for each dollar spent, up to 10,000 points per month.
  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual billing option only.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call +1 (315) 710-0172.
  • 24-hour toll-free live customer assistance available at +1 (315) 710-0172.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.

Apply Now

Other fees may be charged, these fees are listed on the downloadable application.

1 Please see application for information about current APRs and fees.

To Apply Now

  • Download the Business Credit Card Application PDF.
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at +1 (315) 710-0172.
  • Or mail your completed application to:
    Card Service Center
    contact@westernpremiercu.com

1 Please see application for information about current APRs and fees.

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